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Promoting Economic Inclusion for Women and Girls living with Disabilities
Kajiado South, Kajiado County, Kenya
Women and girls with disabilities often face barriers to education, employment, and financial services, increasing their vulnerability to poverty and Gender-Based Violence (GBV). To address these challenges, the Hope Foundation for African Women (HFAW), with support from the African Women’s Development Fund (AWDF) through the WINGS Project, is promoting financial literacy and economic empowerment among women and girls with disabilities in Kajiado West Sub-County.
In January 2026, HFAW conducted a two-day financial literacy training at Lemalepo Chief’s Office, bringing together women and girls with disabilities to strengthen their skills in budgeting, saving, record keeping, entrepreneurship, and financial planning. The training, facilitated by Finance Specialist Faith Mwaniki from Equity Bank Kenya, also introduced participants to financial products and services that can support long-term economic growth.Building Economic Resilience Through Practical Skills
Using an inclusive and participatory approach, participants shared experiences and explored practical business opportunities such as beadwork, tailoring, poultry keeping, salon services, detergent making, water vending, and small retail businesses. The sessions emphasized the importance of financial empowerment that responds to the unique needs and realities of persons with disabilities.
The training is already delivering results. Currently, 60% of participants are running businesses or income-generating activities, 30% have started new ventures, and 10% are preparing to launch businesses. Many report increased confidence in budgeting, saving, and managing their finances.
A key outcome has been the strengthening of table banking groups. Women were organized into groups of 20 members to support savings, lending, and collective decision-making. Supported by AWDF seed grants, the groups have achieved 100% participation and loan repayment rates, helping members access affordable capital to grow their businesses and improve household incomes.
Economic empowerment has been central to HFAW’s work since its inception. In 2024 alone, more than 80 women and girls with disabilities in Kajiado benefited from HFAW’s economic empowerment programmes, with over 70% actively managing income-generating activities. Through initiatives such as financial literacy training, table banking, mentorship, and low-risk loans, HFAW continues to create pathways to economic independence and social inclusion.
“Before attending the training, I mixed personal and business finances. Now I keep records and manage my business more effectively,” shared one participant. — Shared one participant.
The table banking model continues to deliver promising results, including:
- Strong financial discipline and accountability among members
- High loan repayment rates of 100%
- Increased financial circulation within groups
- Stronger peer support and social cohesion
- Enhanced leadership and confidence among women with disabilities
Champion inclusion. Help women and girls with disabilities live with dignity and independence.
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